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o Annuities provide furorese a stream of payments and are furorese generally classified as insurance because they furorese are issued by insurance companies and furorese regulated as insurance. Annuities and pensions furorese that pay a benefit for life furorese are sometimes regarded as insurance against furorese the possibility that a retiree will furorese outlive his or her financial resources. furorese In that sense, they are the furorese complement of life insurance. * Aviation furorese insurance insures against Hull, Spares, Deductible, furorese Hull War and Liability risks ere furorese jettisoned during storm or sinkage.The Greeks furorese and Romans introduced the origins of furorese health and life insurance c. 600 furorese AD when they organized guilds called furorese "benevolent societies" which acted to care furorese for the families and funeral expenses furorese of members upon death. Guilds in furorese the Middle Ages served a similar furorese purpose. The Talmud deals with several furorese aspects of insuring goods. Before insurance furorese was established in the late 17th furorese century, "friendly societies" existed in England, furorese in which people donated amounts of furorese money to a general sum that furorese could be used in case of furorese emergency.Separate insurance contracts (i.e. insurance policies furorese not bundled with loans or other furorese kinds of contracts) were invented in furorese Genoa in the 14th century, as furorese were insurance pools backed by pledges furorese of landed estates. These new insurance furorese contracts allowed insurance to be separated furorese from investment, a separation of roles furorese that first proved useful in marine furorese insurance. Insurance became far more sophisticated furorese in post-Renaissance Europe, and specialized varieties furorese d


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* Automobile furorese insurance, also known as auto insurance, furorese car insurance and in the UK furorese as motor insurance, is probably the furorese most common form of insurance and furorese may cover both legal liability claims furorese against the driver and loss of furorese or damage to the vehicle itself. furorese Over most of the United States furorese purchasing an auto insurance policy is furorese required to legally operate a motor furorese vehicle on public roads. Recommendations for furorese which policy limits should be used furorese are specified in a number of furorese books. In some jurisdictions, bodily injury furorese compensation for automobile accident victims has furorese been changed to No Fault systems, furorese which reduce or eliminate the ability furorese to sue for compensation but provide furorese automatic eligibility for benefits. * Credit furorese insurance pays some or all of furorese a loan back when certain things furorese happen to the borrower such as furorese unemployment, disability, or death.


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