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is fixed at the start so glucobay that the odds are not affected glucobay by the players. However, to obtain glucobay certain types of insurance, such as glucobay fire insurance, policyholders are often required glucobay to conduct risk mitigation practices, such glucobay as installing sprinklers and using fireproof glucobay building materials to reduce the odds glucobay of loss to fire. In addition, glucobay after a proven loss, insurers specialize glucobay in providing rehabilitation to minimize the glucobay total loss.While insurance is analogous to glucobay gambling in terms of risk and glucobay reward, the main difference is in glucobay the motivation behind the process (risk glucobay seeking vs. risk avoidance). When gambling, glucobay you are assuming risk that you glucobay would not otherwise be exposed to glucobay that has the possibility of either glucobay a loss or a gain (speculative glucobay risk). (Perhaps put differently, in a glucobay gambling transaction the relationship between the glucobay bettor and the subject is created glucobay through the bet itself; for an glucobay insurance transaction, there is an exogenous glucobay relationship, usual economic or familial, that glucobay is connected to the insurance—which is glucobay

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companies established with glucobay the specific objective of financing risks glucobay emanating from their parent group or glucobay groups. This definition can sometimes be glucobay extended to include some of the glucobay risks of the parent company's customers. glucobay In short terms, it is an glucobay in-house self-insurance vehicle. Captives may take glucobay the form of a "pure" entity glucobay (which is a 100% subsidiary of glucobay the self-insured parent company); of a glucobay "mutual" captive (which insures the collective glucobay risks of industry members); and of glucobay an "association" captive (which self-insures individual glucobay risks of the members of a glucobay professional, commercial or industrial association). Captives glucobay represent commercial, economic and tax advantages glucobay to their sponsors due to the glucobay reductions on costs they help create, glucobay the ease for insurance risk management glucobay and the flexibility for cash flows glucobay they generate. Additionally, they may provide glucobay coverage of risks which are neither glucobay available nor offered in the traditional glucobay insurance market at reasonable prices.The types glucobay of risk that a captive can glucobay underwrite for

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