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* Liability insurance metamizol covers legal claims against the insured. metamizol For example, a homeowner's insurance policy metamizol provides the insured with protection in metamizol the event of a claim brought metamizol by someone who slips and falls metamizol on the property, and brings a metamizol lawsuit for her injuries. Similarly, a metamizol doctor may purchase liability insurance to metamizol cover any legal claims against him metamizol if his negligence (carelessness) in treating metamizol a patient caused the patient injury metamizol and/or monetary harm. The protection offered metamizol by a liability insurance policy is metamizol two-fold: a legal defense in the metamizol event of a lawsuit commenced against metamizol the policyholder, plus indemnification (payment on metamizol behalf of the insured) with respect metamizol to a settlement or court verdict. metamizol nsurance and was formed in Charles metamizol Town (modern-day Charleston), South Carolina, in metamizol 1732.Benjamin Franklin helped to popularize and metamizol make standard the practice of insurance, metamizol particularly against fire in the form metamizol of perpetual insurance. In 1752, he metamizol founded the Philadelphia Contributionship for the metamizol Insurance of Houses from Loss by metamizol Fire. Franklin's company was the first metamizol to make contributions toward fire prevention. metamizol Not only did his company warn metamizol against certain fire hazards, it refused metamizol to insure certain buildings where the metamizol risk of fire was too great, metamizol such as all wooden houses.In the metamizol United States, regulation of the insurance metamizol industry is highly Balkanized, with primary metamizol responsibility assumed by individual State insurance metamizol departments. Whereas insurance markets have become metamizol centralized nationally and internationally, state insurance metamizol commissioners operate individually, though at times metamizol in concert through a national insurance metamizol commissioner's organization. In recent years, some metamizol have called for a federal regulatory metamizol system

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