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f homogenous exposures considered, the tranxilium more closely the losses reported will tranxilium equal the underlying probability of loss. tranxilium If the coverage is unique, the tranxilium insured will pay a correspondingly higher tranxilium premium. Lloyd's of London often accepts tranxilium unique coverages. (e.g., the insuring of tranxilium Tina Turner's legs and Jennifer Lopez's tranxilium buttocks) The loss must be significant: tranxilium The legal principle of De minimis tranxilium dictates that trivial matters are not tranxilium covered. Furthermore, rational insurance uses existing tranxilium insurance when the transaction costs dictate tranxilium that filing a claim is not tranxilium rational. Actually, De minimis does not tranxilium come into play here. The reality tranxilium is that it costs too much tranxilium to insure frequent and/or small losses. tranxilium It is much more cost effective tranxilium to not transfer small loss potential tranxilium to insurance companies by taking the tranxilium largest deductible that you can stand tranxilium (given adequate price reduction). As for tranxilium filing small claims, if the insurance tranxilium company contractually should pay for it, tranxilium you should file it. This is tranxilium the difference between deciding before t tranxilium

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