| tried to buy a home in December at closing the deal fell thru. How do I get back the money for inspections?...seller's agent and seller should then try to settle with you by reimbursing the cost incurred for the fell through transaction.In ma, if you put a down payment on a home, when do they take out the whole amount?The check has already been deposited into the title company's client trust account, in all probability. When the loan closes (records...Is it legal for a bank to accept a cash offer on a house instead of a higher bank loan/mortgage offer?.?It is legal, banks or any other seller cannot discriminate because of age or sex or ethnicity, otherwise it is up to their discretion. A...Closing Cost.........?Ihave never heard of closing costs for the seller, we purchased a home and had 4500 dollars of closing costs, but the seller just got the money. 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